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Effingham County Housing

ACS 2020-2024

Median Home Value
$189,500
Median Gross Rent
$733/mo
Homeownership Rate
78.2%
Rent as Share of Income
10.9%
Vacancy Rate
9.5%
Median Year Built
1978

Home Price Index (FHFA)

Home prices in Effingham County have risen 205% since 1991, per FHFA's index.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025

Index value, not a dollar figure — shows relative appreciation over time. Source: Federal Housing Finance Agency.

HUD Fair Market Rent (2026)

Studio
$745
1 Bedroom
$754
2 Bedroom
$916
3 Bedroom
$1,208
4 Bedroom
$1,385

Source: U.S. Census Bureau, American Community Survey, ACS 2020-2024; HUD Fair Market Rents 2026.

Effingham County Housing: Rent & Home Values | HomeDataUSA